Boomer In Transition Is T.G.I.R.

T.G.I.R. stands for Thank God I’m Retired (with an exclamation mark!).

As I have been updating you on this transition, I ask myself a few questions.  BTW, whether you are retired or not, you can always ask yourself questions as well as answer them.  Helpful Hint:  When you answer the questions out loud on the sidewalk or in a store, no one bothers you, or asks if they can help you find something!

Questions I have been thinking about lately:

1.  Is retirement all it’s cracked up to be?

Answer:  Yes

What?  Do you want me to elaborate?  A single word answer is not enough?  Ok, “yes, definitely.”

2.  Does one get bored in retirement?

Answer:  No

Longer Answer: No, because I went on two boards, started a cancer support group, starting teaching at a university, started volunteering at local CFA Society, started being a mentor and job search self-declared expert for college students looking to get into the investment field, bought a house, sold a house, convinced my parents to sell their house and look for a new place to live, moved tons of stuff out of our house, now helping parents move tons of stuff out of their house, spent more time in furniture stores since retired than I have cumulatively the previous years of my life, walked enough miles to earn Fitbit’s Russian Railway 5700 mile badge, and so on . . .

3.  Are you too busy in retirement?

Answer:  Maybe, only because of all the moves, which I did not anticipate doing within a few months of retirement.  Ex the moves, it seems about right for me.

4.  Do you wish you would have taken 6 or 12 months to do nothing after you retired?

Answer:  No, first of all, why?  Second, I know a lot of people talk about this, but then want to somehow get back engaged in the industry in a consulting or board role, and I think you lose your value when you don’t go after these opportunities right away.  This is just my opinion, and not proven by historical data of any kind.

5.  What was the biggest surprise so far?

Answer:  That I have absolutely no regrets and I have not even had a moment of looking back or feeling some loss of identity.

6.  Do retired people actually take naps?

Answer:  This one does.  Not every day, but I find that a 20 minute nap early afternoon, which is about 10 hours after I get up in the morning, does wonders and there is medical evidence to suggest that this a good idea, retired or not!

T.G.I.R. for now . . . (think how they say tiger in Winnie the Pooh)


A Boomer In Transition

Retirement Is . . . Seat 32C on Delta

Now that I am not traveling as much I don’t get upgraded as much, and that is NO PROBLEM!

Disclosure:  I actually had a better seat in what they call “Economy Comfort”, but swapped with a guy who had tight connections in Minneapolis.  The situation is that I was flying back from Washington DC after attending a fund director conference.   The flight back was delayed because of an air show at Washington Reagan Airport that included at least one of every plane that the U.S. flew in WWII.  Very cool, and worth the delay!

It really is remarkable how little space there is back in 32C.  It was no small accomplishment to get my briefcase under the seat in front of me and then later when I wanted to use it, I had to use all my known yoga poses to get it open.  Delta is quite generous these days and I received rations of two small bags of peanuts.  Neither of these bags had been given the “starter cut” on the top, I guess the hope is that you will not be able to open them and then they can give them out again to passengers on the next flight, teeth marks and all.  I did manage to get both bags open, but worked up a sweat in the process, and then I sat back in luxuriating comfort and savored each of the 14 nuts.

This is my life now.

Can you tell I spent most of the day cleaning the garage?

Our house goes on the market this Friday, so no more time to reminisce about the comfort of 32C.


A Boomer In Transition



Retirement Is … Rookie Time!

After a 32 year career, it is crazy that I am now a rookie in almost everything I am doing.  Setting up a cancer support group, being on a mutual fund board, an advisory board of a tech company, and teaching a university course.  I am a rookie on all of these!

The catalyst for writing this is a long plane ride to Frankfurt, Germany last week where on the plane ride back, I wrote the Final Exam for my university course.  Yes, believe it or not my rookie season is coming to close with just two weeks of classes remaining.  Overall, I feel like it has gone very well.  No one dropped my class, which I think is good, and I am ending the semester as enthused about it as when I started.

My rookie season of teaching resulted in at least three surprises for me:

1)  Teaching is a lot of work.  Never have I got paid so little for doing so much work!  My respect for teachers was pretty high going into this semester but even higher having lived it for 12 weeks.

2) Teaching is dynamic, not static.  I sort of knew this, but I lost track of how many times I ended up blowing up my syllabus over the course of the semester and making adjustments to nearly every element of it.

3) Teaching is rewarding.  I expected this, but not to the level of what has actually occurred.  I really enjoy the students, the interaction, and helping them learn as well as connect to the business world.


A “Rookie” Boomer In Transition

Retirement Is . . . Flying in Class

I am writing this on the way back from NYC where I attended my first in-person board meeting (one of my post-retirement activities).

It had been 97 days since I had last set foot on an airplane and I cannot say that I missed it.  Miraculously, I was upgraded to first class on the way out, likely because it was a Sunday.  Flying back today, it was all business travelers, and I landed a coveted coach seat.  And it was just fine!

I had not fully noticed before how many of these business travelers had a stressed and harried look about them.  Maybe you don’t notice people in the same condition, with the same uniform, until you are in a different seat.

The view from coach:


This past week marked a post-retirement milestone for me as I already finished one volunteer assignment.  Our financial literacy course at church came to a successful completion, with the average couple improving their financial position by $8200 during the 9 week program!  This improvement was a combination of debt reduction and increased savings and I thought it was an impressive accomplishment for such a short time period.  Being the data person, I also find it interesting that this $8200 spread over 9 weeks worked out to being $911 per week (maybe this is the number for a financial emergency).

Ok, back to my glass of water, bag of peanuts and de-stressed life in the glamour of coach . . .


A Boomer in Transition

Retirement Is . . . Extreme Sports!

Most of you know that in the “Extreme Sport of Early Risers”, I am competing at the Super Bowl level.  Maybe it is because I grew up on a dairy farm and I got into the routine of getting up early at a relatively young age.  Or could it be that I am simply wired to be a morning person?  Whatever the reason it is rare that I am up after 4:15 am.  Even in college, I ate breakfast with a group of farm kids who were the only people on campus and likely in the history of colleges throughout the world, who waited outside the food service building for it to open for breakfast each morning.  So you get the point, right?

Yesterday I managed to sleep in until 6:30 am, can you believe it?  I did not think it was physiologically possible for me.  There was also no guilt or shame associated with this “Extreme Sleep In (ESI)” that would have occurred had I been in my pre-retirement days.  The ESI event also did not disrupt my day or the events that I had planned for the day, because I am retired and like the lyrics of a popular “pop” singer declare “I can do what I want to.”

You probably noticed that this ESI event did not occur two days in a row.  That is ok.  I am not stressed about it.  I am sure it will take some practice.


A Boomer In Transition